Thought for the day one

Even with a small bank account the one who is contented finds himself with great wealth

The word 'satisfaction' comes to mind when we read the above sentence.

The wealth is a relative term. If one person is earning in a house, one car is more than enough. Suppose there is a second person earning, then the second car becomes a necessity.

I have heard someone saying, “When one rides a two-wheeler, the rider gets hurt first then the two-wheeler gets damaged. On the other hand, if one is in a four wheeler, chances are there that the car gets damaged first rather than the person”.

Very true! But the bitter truth is, in the Indian scenario, the petrol cost is so prohibitive, that one feels like not driving a car at all!

Seriously money is very important. Come to think of it.. money is not that important.

Why this riddle? There was a movie in Kannada which had the title is money more powerful? Or the people?

There are instances that the money brings more people near us. They are attracted to our money or our power. These two make them getting stuck to us. But we have seen instances where the people literally remove themselves from us when they find that we are paupers!

I have read a story in Chandamama, a children’s monthly magazine which I was reading adoringly during my childhood. In fact, it is one of the first ever magazines I started reading when I was 7 year old.

The story is known as ‘The Seventh Pot of Gold’. A man would be digging his field to plant some seeds. To his amazement, he finds a pot full of gold hidden inside the earth. He couldn’t believe his luck. The amazement got doubled when he saw a second pot of gold. Actually, his joy was sevenfold since he found seven pots full of gold.

No, six were full. The seventh was half full... no half empty. He thought like that because he was pessimistic.

Oh God, you are kind that you have given me six pots full of gold. I thank you for that. But why did you make the seventh pot half empty?

Ok, you want me to fill it? I shall do it. He foolishly decided to fill the seventh pot with gold. The story ends with the person selling everything he has to fill the seventh pot. He ends up bankrupt.

Desire is the seventh pot. It can never be full. So, instead of lengthening the cot to adjust our legs, the proverb says, please stretch your legs as much as your cot allows.

That is why the quote on the top says ‘Even with a small bank account the one who is contented finds himself with great wealth’.

If we segregate our salary (most of us are salaried middle class people) properly and ensure we save enough every month, we do not end up searching for money when most needed.

Let me explain. Take the example of some premium payment for insurance. It would be either weekly or quarterly or monthly or half yearly or yearly.

What we get every month as salary is what we get. So, all expenses and savings have to be through the salary.

If we have to pay an annual premium of Rs.12,000 every year, instead of emptying that particular month’s salary, we have to keep away Rs.1,000 every month earmarked for the premium. At the end of the year, we won’t have the pinch of Rs.12,000 being removed from our bank account.

This could be extended for our children’s educational fees, loans we have to repay.

I have benefited by this method. I don’t feel the financial crunch. It is not that I spend all the money I get or I save all the money. I do spend, I do save and I do enjoy my life.

In fact, when I read this quotation in my daily calendar, I could get connected to the statement the writer.

Try this, you will definitely find your life (economically) easy!